virtual card

A Virtual Credit Card Is The Best Way To Avoid Data breaches

A virtual prepaid credit card (or a virtual debit card) is a virtual, temporary credit number which is utilized for online purchases. If you ever felt nervous about entering your sensitive credit card details into a site for fear that it could be stolen by cyber-thieves, a virtual prepaid credit card may be an appealing alternative. What’s nice about these cards is the fact that they can be used virtually anywhere MasterCard or Visa are accepted. However, they are not available in all stores and establishments. In this guide, we will take a look at how you can go about using a virtual card and what the advantages of having one are.

There are different types of Virtual Credit Cards and the most commonly used ones are the Divvy Virtual Card, the Smart Virtual Prepaid Card, the Unibrillar Virtual Prepaid Card and the Avaya Virtual prepaid Card. These are only a few of the available options and there are other types of Virtual Credit Cards but their name pretty much describes them all. One of the most notable advantages of the Divvy Virtual Card is that you can make unlimited purchases without having to reload the same on each purchase. This is definitely a plus if you often make purchases during the holidays or special occasions. This type of card enables you to enjoy spending power without the added financial stress.

In order for you to get the full advantage of your Divvy Virtual card, you need to be aware of all its benefits. First and foremost, you will experience no restrictions when using your Divvy Virtual card. As you make online transactions, these virtual cards are transformed into E-Money and thus are perfectly compatible with E-commerce websites. Hence, you do not have to worry about conversion and paper money conversions once you are ready to complete your online transactions. As long as you are connected to a reliable internet connection and a credit or debit card, you can easily complete all your online transactions.

Additionally, Divvy Virtual cards have no restrictions on how you wish to use it. You can use it anywhere as long as your phone is capable of connecting to the internet. Thus, you can enjoy instant payments for your purchases. Divvy also facilitates you with an online account where you can monitor your purchases, view your purchased items and pay online through your debit or credit cards. Once you have cleared your online transaction, you can conveniently print out your receipt or email the details to your recipient.

When you are paying for items using your credit or debit card, the recipient can simply cash out the amount from their account instead of waiting for their credit or debit card to process payments. The good thing about making purchases with Divvy is that you will receive a virtual debit card number. This virtual card number is what you will use to make online purchases. Instead of entering purchase and sale details separately, you can simply enter the virtual card number to complete your transactions.

Although there are many benefits associated with using Divvy Virtual prepaid cards, some people may wonder if they really are safer than actual credit cards. Before you decide to buy any kind of prepaid card, it is important that you do your research. It would be wise to compare different types of virtual cards and find out which one works best for your needs. If you choose a card that requires a physical card, it would be better to stay away from the internet until your money is paid-off because it would be difficult for you to track down your payment.

There may be times when you will incur recurring payments that cannot be avoided. However, if you use a secure virtual card, you won’t have to worry about these recurring payments because you can cancel them whenever you want. In fact, you won’t have to worry about a data breach at all because your main credit card account can be used to pay the outstanding amount on time. If there was a data breach with your main credit card account, you can also cancel your virtual prepaid credit cards and avoid incurring charges and penalties.

With virtual cards, you can avoid getting scammed easily. Since these are linked to your bank account, it will be easy for you to cancel or change your virtual card numbers whenever you want. These are also useful for those who don’t have access to a bank account and can only use their mobile phone number to make purchases. You can use the numbers to make online purchases and transactions without worrying about paying extra fees or concerned about carrying large amounts of cash. These cards can even be used online to pay bill collectors and to give employees their monthly salaries, since you will have a record of all transactions made with the regular card numbers.