Additional Coverage For Your Rental Car
The Personal Car Insurance Company, operating under The Personal, is a Canadian insurer specializing in group insurance, especially vehicle insurance and home insurance. The Personal is also a subsidiary of Desjardins General Insurance Company, the fourth largest P&C provider in Canada. The Personal Car Insurance Company was founded by Mike Moffat in Vancouver British Columbia in 1981. The company now has over 25 years of experience.
Personal Car Insurance provides an array of personal items and property protection. These items and property coverages can provide coverage for damage due to theft or fire, as well as liability for injuries sustained in an accident. The company will also cover your vehicle in the event of an accident caused by you or a rental vehicle guest. You will find that the Personal Car Insurance Company also offers collision protection on your personal items and property, and if you happen to get into an accident that wasn’t your fault, they will also provide you with rental car reimbursement.
The Personal Car Insurance Company offers a number of different types of coverage to meet the diverse needs of their members and clients. Two major coverage categories are available to members of the Personal Car Insurance Company. The first category is known as Personal Accident Benefit Coverage. This coverage pays medical and other expenses for accidents that occur while your vehicle is in the Personal’s care. If your vehicle is damaged in a collision with a non-personal vehicle, the Personal Accident Benefit Coverage will pay the costs of the repairs.
The second major category of coverage offered by the Personal Car Insurance Company is the Commercial Car Insurance coverage. The Commercial Coverage will pay the difference between the actual cash value (appraised value) of your personal car and the lower premium you have on your automobile policy. If you have an extremely high deductible, the lower premium will help you save money on your annual auto policy. When comparing different commercial car insurance quotes, it is very important that you have a proper understanding of the deductible in order to determine the proper premium amount.
In addition to offering coverage for accidents involving your personal car, the Personal Car Insurance Company will also offer you additional coverage if you choose to add a personal use section to your vehicle insurance policy. The Personal Car Insurance Company can provide coverage for personal uses of your vehicle such as road construction or polluting vehicles. You can add additional coverage by purchasing a separate policy known as the Commercial Vehicle Insurance Policy. This type of commercial vehicle insurance policy offers you the benefits of the Personal Car Insurance Company in addition to the additional coverage provided through the Commercial Vehicle Insurance Policy.
One benefit of adding this type of coverage is the peace of mind that you receive should anything happen to your vehicle while you are driving on the road. In the event of a collision or accident, you will have insurance protection and the means to pay for damages to your rental car. You should research the different insurance companies that specialize in providing coverage for vehicles that are rented for business purposes. The coverage provided through Personal Car Insurance may not be adequate for the damage done to your rental car in an accident. In these instances, the rental car insurance company will pay the costs of repair or replacement.
One benefit of the personal car insurance policy is the additional coverage provided to passengers in the car. The additional coverage provided through a commercial car insurance policy will protect you if the driver of another vehicle has an accident with you or has hit your car from behind. Some companies will even provide coverage for passengers who are traveling without the driver being insured through the personal car insurance policy. This coverage is usually referred to as uninsured motorists coverage and is designed to protect you in the event that you meet with an accident caused by an uninsured driver.
Many people who rent cars on a daily basis will purchase additional personal accident cover for their rented vehicles through the rental car companies. Some rental car companies will include this add-on in the contract that comes with the rental. Other companies, however, will require you to purchase this add-on on your own after you rent the vehicle through their company. It is important to understand what the requirements are for your particular rental agreement in order to determine whether or not you need to purchase this insurance coverage on your own.