Have you ever wondered about getting a good driver discount? There are actually many different discounts available to you if you’re a good driver. To find out what discount you may qualify for, simply contact your local car insurance company. Most offer several different discounts. Here are some facts to keep in mind when searching for discounts.
The requirements for a good driver discount will differ greatly between different car insurance companies, but many look at these criteria: Good driving history including no at-fault or moving violation accidents. Frequent vehicle claims and few accidents. Regularly monitoring your driving habits. It is easy to do, simply to be a good driver and your rates will drop. Of course not everyone changes their habits, it is more difficult to change habits that have developed over years. But many insurance discounts also consider this.
One of the first steps in achieving a good driver discount is to drive safely. You can do this by installing an anti-theft device in your car. Also, be sure to never drive when you feel drowsy. If you must drive, try to determine if you are falling asleep behind the wheel or if you are alerting other drivers of your location through the turn on and off lights in your car. Some states require that you notify the insurance company in advance of any modifications to your vehicle so you always know what is going on under your hood.
One of the best ways to get a good driver discount is to simply have a clean driving record. By keeping your driving record clean for the last ten years you can qualify for a good driver discount. Insurance companies don’t like to take risks on people who seem to always have an accident or miss a payment. So if you have had an accident or made several poor payments in the past, be prepared to give the insurance company a good driving discount. This discount will work best if you’ve never had an accident or received a traffic ticket. If you have had one or more tickets in the past three years, however, you’ll probably qualify for a higher discount.
Another way to qualify for a good driver discount is to not have a traffic violation on your driving record. Traffic tickets such as moving violations or DUIs will count against your auto insurance premium. In addition, insurers will typically offer additional discounts for people with clean driving records. You may want to talk to your insurer about whether they offer discounts for good drivers with no points on their license. Also, check out their website to find out what rates they charge for auto insurance in your area. Sometimes, these websites will also list multiple rates so you can compare them to see who will save you the most money.
Most insurers also offer discounts for good drivers with multiple vehicles insured through the same insurance company. If you own more than one vehicle, this can be a great way to receive a good driver discount. Just make sure that all of your vehicles are insured through the same company. Otherwise, you will qualify for a cheaper rate if you purchase your policies through the same insurance company.
Other good driver discounts include safe drivers. The U.S. Department of Transportation awards safe drivers with discounts on their auto insurance premiums. Most insurers give good driver discounts for teenage or new drivers who have maintained a consistently good driving record for five years or more. If you have a teen who is in high school, you may also qualify for safe driver discounts if you maintain a grade average of at least C or better.
When it comes to buying auto insurance quotes online, you need to know how to qualify for a good driver discount. Insurers don’t always post the good driver discount directly on their website. Sometimes, you’ll have to contact the insurance company directly to find out if you qualify.