commerce car insurance

Commerce car insurance offers a range of coverages and discounts, including safe driver plans and multi-line discounts. They also offer a welcome back credit for former customers and a student away from home discount.

MAPFRE is the parent company of American Commerce. They have a presence in 43 countries with 51,000 agents worldwide.


Commerce insurance offers a comprehensive selection of car coverages that can save you money in the long run. Some of their popular options include collision, comprehensive and medical payment coverage. The company also offers a number of discounts that can help you save on your policy.

Besides offering comprehensive car insurance, Commerce has other offerings that may be of interest to you and your family. For example, the company offers roadside assistance and a host of other useful services. You can even get a quote from a local agent who knows his or her stuff, and can find you the best deals.

While you’re at it, you might as well pick up a home insurance policy from a reliable local agency to protect your most valuable possessions in case of a fire or other catastrophe. You should also have separate flood coverage, especially if you live in an area where flooding is a common occurrence.

For the most part, you’ll find a lot of similar car insurance companies competing for your business in the Commerce area. As a result, you might need to do a bit of shopping around in order to find the right policy for you and your family.


If you want to lower your premium, it’s important to check for any discounts available. Some of the most common include multi-policy discounts, homeowner benefits and good student discounts. Other options include usage-based insurance and smart home security systems.

Purchasing your policy in advance is also a way to save money on your auto insurance. Some companies offer discounts of 2% to 15% when you buy your coverage a few days or even a few weeks before it expires.

Commerce offers a variety of other discounts for customers, including defensive driver certification and customer loyalty credit. They also provide additional protection to customers, such as AutoMaster Plus and the Peace of Mind Package.

If your car is equipped with anti-lock brakes, daytime running lights and air bags, you may be eligible for a discount on your auto insurance. These discounts apply to the medical payments and personal injury protection portions of your policy.

In addition to these discounts, American Commerce Insurance also offers a number of options to help you manage your insurance. These include AutoMaster Plus, the Peace of Mind Package and the New Car Enhanced Coverage Option.

These packages add extra coverage to your auto policy, such as glass chip payment and death benefits. They also provide access to 24-hour claims service and towing and rental reimbursement.

Another way to save money on your policy is to get a paperless account. This means that you’ll receive your policy documents and bills electronically rather than through mail or fax. Many companies offer a small discount for signing up to go paperless, but it’s not as popular as it once was.

MAPFRE is a Spanish company with headquarters in Madrid, Spain, and it has a presence in 43 countries. In 2008, it acquired The Commerce Group, Inc., a company that provided personal auto and homeowners insurance in Massachusetts and New Hampshire.

Customer service

Customer service is a top priority for any company, and Commerce does its fair share of delivering the goods. They offer the usual suspects like auto, home and umbrella insurance, but they also boast a robust roadside assistance program to boot. They have a dedicated customer service center in Boston, so you are never more than a phone call away from a friendly representative. They are also big on social media, ensuring you never miss out on the latest deals and promotions. One of their most notable accomplishments is their patented telematics system, which allows you to monitor and manage your vehicle’s performance from a mobile device. It can even help you spot trouble before it occurs. It’s one of the many things that make Commerce stand out from the competition.

Company history

Commerce is an insurance company based in Webster, Massachusetts. They offer auto and homeowners insurance. They also offer bundling options. They are a subsidiary of MAPFRE USA Corp. They are a forward-thinking company that offers friendly service to their customers.

They also provide a number of discounts to their clients. These include safe driver plans, homeowner/auto combination and group discounts. They also offer roadside assistance for those who have car insurance policies with them. They are currently working to create a unified brand, including in their home state of Massachusetts.

The company was founded in 1972 and primarily wrote personal automobile, homeowner, and umbrella insurance for its Massachusetts and New Hampshire customers. It was later acquired by MAPFRE S.A., a global organization that has a presence in 43 countries and about 51,000 agents.

Today, the company operates under several names and locations. It sells policies through independent agents. They also have an online portal where you can get a quote or make a payment, find an agent, and report a claim.

As a member of the MAPFRE family, they are part of a worldwide network. They have over 51,000 agents and offer insurance in 19 states, including Massachusetts. They also offer a range of coverages, including collision, comprehensive and bodily injury liability.

The company is also a member of AAA Southern New England and writes private passenger automobile and homeowner insurance in 11 states through AAA affiliates. It also owns Western Pioneer Insurance Company, which is located in Pleasanton, California and writes automobile insurance in the states of California and Oregon.