Ans: I’m getting ready to purchase my next vehicle and was wondering if I should purchase my vehicle insurance online? Ans: – It’s easy to purchase vehicle insurance online – You can search several insurance companies in a matter of minutes – Once you’ve purchased or renewed your vehicle insurance online you can use the same site (we’ll show you how in a moment) – The whole process is very simple and straightforward (once you get the hang of it). If you’ve never purchased vehicle insurance online before, it’s easy to put off buying auto insurance, or perhaps even renewing your vehicle insurance online. However, the fact is, buying/ renewing vehicle insurance online nowadays is the way of the future for anyone interested in saving some money.
Ans: Q. What is required in order to buy or renew car insurance online? A. Q. We’re guessing you’ve recently added a new vehicle, and you now have a number of important (and not-so-important) requirements to fulfill.
Before you go ahead and actually place an order for a new vehicle insurance policy number, it’s a good idea to be aware of one important requirement: the vehicle insurance company you choose must supply you with your vehicle insurance policy number in complete and easy to read detail. This policy number is what will be kept by the insurance company as proof of insurance should the need ever arise. In other words, when you file claims with the company, they’ll require you to present them with a copy of this vehicle insurance policy number. So, if you forget or misplace it, the company has your policy number and can come to recover your losses. (In other words, this is proof of insurance!)
Q. A. Yes, that’s a good question. The short answer is: Yes, a cashless facility does apply to all major insurance companies, not just a few. If your current provider offers this, then by all means take advantage of it! It will save you time, it will save you money, and it will most certainly, simplify things between you and your insurer.
Q. A. First, let’s get down to the nitty-gritty details. When filing a car theft claim, the first thing the insurer will do is get a copy of your vehicle insurance claim report, then the insurer will check to see if your claim has been filed properly with the proper vehicle insurance company agent or agency. If the claim hasn’t been submitted to the proper authority, or wasn’t filed at all, then the insurer might consider erring on the side of caution, seeing as how this could set off a chain of events that could end in a large claim payment to the insured party and/or a hefty fine for the insurer.
Q. A. Yes, the next step after filing a car theft claim is to determine whether or not you have actually been the victim in an auto accident that was fraudulent. This is where the duplicate policy document comes into play! In order to determine if you are the victim in this situation, it is necessary to review your original claim paperwork, and also review your coverage (and the duplicate policy document) to determine if the same (or similar) coverage names were previously used by your current insurer.
Q. A. Yes, after reviewing the duplicate policy documents, it may be necessary to change your insurance coverage in order to avoid paying a “duplicate claim” penalty. However, it is important to note that this penalty must be applied even if your car theft conviction has been overturned on appeal. Also, before altering your coverage, it is best to consult with a licensed car theft defense attorney who can make the appropriate recommendations. The most important thing is to follow all of your insurer’s directions for making your vehicle insurance claim, and then pay no money until the dutiable claim has been honored.
Q. A. Yes, having an uninsured motorist discount on your monthly vehicle insurance policy is also beneficial if one of your passengers happens to be carrying his or her own ID. Remember, however, that any passenger who has been issued a suspended license by a court order cannot be considered a named driver under your policy, and thus will not receive his or her uninsured motorist discount.