Dog Health Insurance – Enroll Your Dog Today
Dog health insurance is good health care for your dog. It pays for unexpected vet bills caused by illnesses and injuries. Some dog health insurance companies even provide additional annual exams and vaccinations to help cover annual checkups and general health maintenance. If you are paying for pet health plans that are individualized for each dog, the cost of these policies will vary accordingly.
One type of pet insurance plan that is available is known as indigent dog health insurance. This plan is designed to cover the expenses for emergency and routine vet care. This is good for dogs with chronic conditions or dogs that have special needs. Indigent dog insurance may also be used to cover dental care and eye care. In some cases, there may be discounts for members of households with children who have been accepted for school or other community programs.
Most dog health insurance policies offer coverage for several common diseases and illnesses. They include cancer, heart disease, flea and ticks treatment, leukemia, diabetes, arthritis, hypothyroidism, distemper, rabies, distemper, hyperthyroidism, Lupus, lymphoma, neoplasia, pancreatitis, thyroid, tumor, and warts. For many of these common conditions, dog health insurance plans can also cover dental procedures, such as braces, dentures, and root canals. The policyholder’s name must be listed on the application in order to be approved for a particular illness or disease. Dog health insurance plans can also cover genetic diseases. Breeders must provide documentation that they breed sire the genetic variation of the disease for which the insurance plan is based.
Some health issues require that the animal be put under the care of a specialist such as a veterinarian. In this case, the owner must meet the guidelines set forth by the American Association of Housecall Veterinarians or AAHA. Many other veterinarians offer services outside of pet hospitals and clinics. If you are interested in having your pet come to your home rather than a veterinary office, keep in mind that some animal doctors offer a mobile clinic option where the animals are picked up at designated times and brought back to the veterinarian’s office for treatment.
Pet insurance health issues cover costs associated with veterinary care for animals other than dogs. Dogs, cats, and birds are covered if they are enrolled in a plan sponsored by a local, state, or national veterinary organization. A number of organizations offer care through a program called “AVAH,” which stands for the Association of Reptile, Bird, and Aquatic Biology. This program was created to expand and increase access to quality veterinary care for these pets.
Many health insurers recognize the importance of providing adequate veterinary care for canines. Because so many dogs are abandoned each year, there is an increasing need for quality animal hospitals. In fact, it has been reported that there are more homeless dogs in the United States than cats. The statistics do not account for reasons why dogs become homeless. However, it has been noted that the rate of abandoned dogs continues to rise. Because of this, more dog owners are turning to animal insurance to cover the cost of veterinary care.
Most dog health insurance companies will help you to pay the costs of veterinary care if your dog meets the breed-specific guidelines. Usually, breeds have been developed to have a lower occurrence of certain common illnesses or diseases. For example, Cocker Spaniels and Labrador Retrievers have been bred to be more susceptible to cancer. Breed specific policies may also cover conditions that are common among certain breeds but are not apparent in other breeds. Therefore, it may be wise to consult a veterinarian about what treatments and medications would be appropriate for your pet.
If your dog falls ill, you want to make sure that you are able to afford the veterinary services. Unfortunately, veterinary costs continue to increase. Some people choose to go with a more general policy that will cover all of the medical expenses incurred by their pet. However, if you are concerned about genetic diseases, you should consider getting a dog health policy that will include coverage for genetic disorders.