One day car insurance is a concept that has been around for a while, but it has recently become a very popular way to get low cost insurance. Basically, you sign up for one day of insurance and drive a certain vehicle on one day only. Usually this vehicle will be rented by the insurance company and used exclusively for one day. The one-day period starts on the first day of the month and ends the last day of the month. If you do not have a credit card, you can use a debit card or a pre-paid card.
This one-day policy is an ideal way to insure a variety of things. It can cover everything from groceries to your laptop. There are a variety of plans out there depending on which insurance company you are using and what your needs are. Some of these include comprehensive, collision, liability, uninsured motorist and special coverage. Here are some of the things one day car insurance covers.
Collision insurance – this will pay for damages to your car that happen due to other drivers in an accident. Some examples of this would be if your car is in front of someone who is making an illegal turn or stops suddenly. Collision car insurance covers you in case someone hits your vehicle.
Liability insurance – this is the basic standard car insurance policy that every driver must have in order to legally drive in the US. It covers everything that consists of theft, vandalism and physical damage. This includes accidents caused by you as well as those caused by someone else. This one-day insurance policy protects you in case you get sued for something you have done wrong.
Uninsured motorist insurance – this is a special type of insurance that pays for the damages that you cause to someone else’s vehicle in an accident without their consent. In most cases this includes damages caused to their car by you. This insurance is available from a few different companies and can be bought for only one day at a time. Once the one-day pass, it will automatically renew for another day. It is important that you know what this type of insurance does since there are often times when people who are involved in car accidents do not have coverage for these damages.
Bodily injury insurance – this is the other type of car insurance that you can purchase one day. It also includes property damage that you cause to someone else. With bodily injury insurance you will pay for medical bills of the other person and pain and suffering. It is important to understand all of the terms and conditions that go along with the policy so you are clear on what you will need to pay for each claim.
The above are just a few of the many different types of insurance that you can buy one day. If you are looking to save money, you can purchase multi-line discounts when you are looking for one day car insurance. Multi-line discounts will allow you to get multiple insurance at once saving you a great deal of money on one full policy. When comparing prices, be sure to check out all of the different insurance policies you find and weigh out the pros and cons of each before deciding.
One of the best ways to make your insurance go even farther is by adding items when you are getting car insurance quotes. Items like roadside assistance and rental car insurance can help you save even more money on insurance if you can afford it. If you are looking to buy one day at a time and save some money, consider purchasing comprehensive and collision insurance. These two types of insurance can really take a bite out of your wallet.