When it comes to choosing the best cashback credit card for you, it is vital to consider your spending habits and identify which categories you spend the most money in. From there, you can compare cards based on the returns they give and look for other features you’ll value. These features can include APR, foreign transaction fees, and sign-on bonuses, among other things.
Alliant’s credit card offers 6% cash back on streaming services
Alliant’s cashback credit card is a great choice for those who love streaming services. You can earn 3% cash back on the first year and 2.5% after that. If you’re interested in this type of credit card, you should be aware that most issuers only approve applicants with good credit. In this case, a higher credit score will help you take advantage of the best cashback reward programs.
Alliant’s Visa Signature credit card has no annual fee and no foreign transaction fees. It also comes with an optional Debt Protection plan. This plan cancels your credit card debt in the event of disability, death, or involuntary unemployment. You can apply online for the card and find out more about its terms and conditions.
Alliant’s Cashback Visa Signature credit card gives you 2.5% cash back on your first $10,000 in purchases. However, you must have an Alliant High-Rate Checking account and maintain an average balance of $1,000 in order to use the card. In addition, this card offers 1.5% cash back on other purchases.
If you like streaming services, Alliant’s Blue Cash Preferred credit card can help you save money on your subscriptions. It provides 6% cash back on Netflix, Hulu, and Spotify, as well as 1% on other purchases. The Blue Cash Preferred card also provides 3% cash back at US gas stations.
The Alliant credit card has no annual fee and offers a $200 bonus after three months of spending on it. You’ll also earn 20,000 ThankYou(r) Points after spending $750 in the first three months. These points can be redeemed for $200 in cash back. Using this credit card will earn you up to $720 a year, if you spend $3,000 per month.
Blue Cash Preferred card from American Express offers 3% cash back on gas stations
The Blue Cash Preferred card from American Express is a prepaid credit card that offers 3% cash back at gas stations, transit stations, and grocery stores. However, gas purchased at superstores does not qualify for the cash back. The Blue Cash Preferred card also offers 1% cash back on all spending. However, it’s important to note that the cash back you can earn will vary depending on your spending habits.
The Blue Cash Preferred card from American Express also offers a number of perks, such as car rental protection, travel assistance, and protection against fraudulent purchases. In addition to this, the card also offers entertainment options through American Express Experiences. In addition, the Blue Cash Everyday Card offers similar rewards and protection.
The Blue Cash Preferred card from American Express offers generous welcome offers and low introductory APRs. This card offers 3% cash back at gas stations and supermarkets, and 1% cash back on all other purchases. If you spend a lot at gas stations and grocery stores, the Blue Cash Preferred card is a great option. However, you should keep in mind that you’ll have to pay a $95 annual fee. With this annual fee, you can expect to earn about $36 cash back per year.
With a $95 annual fee, the Blue Cash Preferred card also offers generous category bonuses. You can earn up to 6% cash back at select U.S. supermarkets and streaming services. However, you must spend $3,000 on purchases with the card within six months. You’ll also get a $15 statement credit every month. You can also redeem your cash back on a home chef meal solution if you live in the contiguous U.S.
Despite its attractive rewards, the Blue Cash Preferred card from American Express comes with a $95 annual fee. While it might seem like a great deal, you’ll probably wonder if it’s worth paying the fee after the first year. A no annual fee card may be a better choice. Even if you’ll only use the card for gas purchases once or twice a year, you could recover the fee by spending at least $1,584 in supermarkets and gas stations annually.
While the Blue Cash Preferred card from American Express offers the best grocery rewards program, it has some limitations. The 3% cash back isn’t available at convenience stores, specialty stores, or superstores. You also need to be a U.S. resident to redeem it. If you’re an American citizen, you can use the Blue Cash Preferred card to purchase food at restaurants, gas stations, and supermarkets.
Chase Freedom Unlimited offers 0% intro APR
When you choose a credit card with 0% intro APR, you will avoid paying interest on the balance for the first few months of use. Then, when the intro APR offer ends, you will have to pay the regular ongoing interest rate on your balance. This means that if you had a $200 balance at the end of the intro APR period, you will be charged a fee of at least three percent of that amount.
The Chase Freedom Unlimited is a rebranded version of its predecessor, the Chase Freedom. The old Freedom earned 1.5% cash back on all purchases, which is the industry standard. However, the new card now earns 6.5% cash back in three new categories: dining, drugstore, and travel. This is a huge deal for consumers who spend a lot in the first year.
The Freedom Unlimited has a 0% intro APR for the first 15 months of purchases and balance transfers. You can even use the card for balance transfers, and the 0% intro APR is a great way to pay off your balance every month. But be aware that after the intro period, the APR will jump.
Chase Freedom Unlimited is a good credit card for people who don’t spend much on travel. Its 5% cash back rate on those categories is great, and you can transfer the points from your other cards to it. The intro APR on the Freedom Unlimited is much longer than the Capital One Quicksilver Cash Rewards card. And, you can transfer your rewards to another card once you have reached a certain amount.
Chase Freedom Unlimited is best for people with excellent credit, but be aware of the restrictions. You’ll need to check your credit score to make sure you’re eligible. The CardMatch website can help you check your eligibility. Moreover, Chase is one of the strictest issuers when it comes to account limits. That’s why it’s important to adhere to the 5/24 rule and never exceed your credit limit.
The 0% intro APR period is very convenient for consumers who want to finance large purchases. It lasts for several months, which means you don’t have to worry about paying interest on the balance. And if you don’t make a payment every month, you can save hundreds or even thousands of dollars.
Citi Cashback Credit Card offers unlimited cash back on online purchases
The Citi Cashback Credit Card offers unlimited cash back when you make purchases on the Internet. This card also offers great perks, such as a 0% APR introductory offer for new customers. After the introductory offer expires, unpaid balances accrue the regular APR. Additionally, you can receive periodic 0% offers in the mail. Unlike other credit cards, the Citi cash back credit card charges very low annual fees and comes with essential benefits. The card offers two types of cash back: flat cash back and tiered cash back.
To maximize your cash back rewards, you need to determine which categories you spend the most money on. This will help you choose a cash back credit card that gives you the most money back. For example, if you spend the most money on travel and hotels, a flat-rate card may be more beneficial. If you spend more money on other categories, a membership-based card may be the best choice.
The best way to maximize your cash-back benefits is to shop at U.S. supermarkets with this card. This card earns 5% cash back in its highest category, and after spending $500 on the card, you’ll earn an additional 1% cash back. Additionally, this card also has no annual fee, which makes it one of the most convenient options for everyday spending.
For more cash-back, consider the Citi Double Cash card. This card offers double the industry-standard cash-back rate. You’ll earn 1% of your purchases with the card, and it will also reward you with 2% cash back after you pay your monthly balance. Paying your balance in full will also increase your cash-back rewards faster.
This credit card allows you to receive unlimited cash back on online purchases. You can redeem your cash back as statement credits, direct deposits to your bank account, or by receiving a check. The minimum redemption amount is $25, but there’s no limit on how much you can redeem.
The Citi Double Cash Credit Card offers generous cash back on your purchases and payments. It comes with no annual fee and a low interest rate. You can even pay off your high-interest balances using the card. This card also offers contactless payment options, digital wallet options, and a straightforward rewards system. All of these benefits make it a valuable second card for consumers.