best 0 apr credit cards

Obtaining a 0 apr credit card can be a smart way to manage your finances. However, not all cards are created equal. So you need to know which one is best for your needs. There are several cards out there, so read on to learn more about the most popular options.

Citi Simplicity(r) card

Whether you are trying to save money or pay off debt, the Citi Simplicity(r) card can help. With no annual fee and no penalty APR, this card can save you thousands of dollars in interest.

The best part of the Citi Simplicity(r) card is its long 0% introductory APR period. With no annual fee and no penalty APR, you can take advantage of this offer for up to 18 months. In fact, the introductory APR period is one of the longest on the market.

The Citi Simplicity(r) card also boasts a slew of other benefits, including purchase protection and identity theft protection. These features are designed to help you build your credit history and protect your financial future.

In addition to the introductory APR, the Citi Simplicity(r) Card also features a sign-up bonus. Applicants will receive a $200 welcome bonus in the form of 20,000 ThankYou points. These points can be redeemed for $200 in cash back.

The Citi Simplicity(r) Card also has an impressive introductory APR offer for balance transfers. This offer allows you to get a 0% introductory APR for up to 21 months on eligible balance transfers. In addition, you can enjoy special perks at entertainment events. This credit card is a great option for people who are dependent on their paycheck schedules.

In the end, though, the Citi Simplicity(r) credit card is best suited for balance transfers. Its lengthy introductory APR period and the sign-up bonus make it the ideal choice for this type of purchase. In fact, you could pay off your debt in as little as 16 months with this credit card.

The Citi Simplicity(r) credit card also boasts a low credit limit. Depending on your credit score, you could get a credit line as high as $5,000. This credit line is listed in the card’s terms and conditions. However, if your credit score isn’t as good as it could be, you may not qualify for the credit line.

While the Citi Simplicity(r) credit isn’t as fancy as other credit cards, it is still a good choice for balance transfers. In fact, it is one of the best cards on the market.

Citi Diamond Preferred card

Depending on your usage, the Citi Diamond Preferred card may be a good choice for you. It’s an excellent balance transfer card that offers a useful limited-time offer. The card also comes with special discounts on certain purchases and a VIP entertainment experience.

The Citi Diamond Preferred card also has a 3% foreign transaction fee. This is not a huge deal, but you may want to keep this in mind if you make many international purchases. If you’re looking for a good card with a good APR and no annual fee, this might be the card for you.

It’s not the best card for everyone, but it is a solid tool to help you pay off debt and keep your monthly cash flow on track. The card also has a few other features you might like, such as an on-demand concierge service and identity theft protection. The card has a 0% APR on purchases for 12 months.

Citi’s most impressive offering is its 21-month 0% APR balance transfer promotion. This is one of the longest introductory offers in the industry. If you’re looking to get a 0% APR on balance transfers, the Citi Diamond Preferred card is the way to go.

The card also comes with a 0% intro APR on new purchases for 12 months. Depending on your credit score and credit history, your APR may go up or down. It also has a handy welcome offer. You can get $150 statement credit after spending $500 within the first three months of opening your account.

The Citi Diamond Preferred card is a solid choice for people who make regular payments and are trying to consolidate debt. The card also comes with some nice perks, including identity theft protection and VIP entertainment access. However, the card’s other features are not the best. Its high APR may be a deterrent for you. It’s also not the best card for people who don’t make regular payments.

The Citi Diamond Preferred card is the best card to use when paying off large purchases. The card also comes with an interesting limited-time offer and a helpful on-demand concierge service.

U.S. Bank Visa Platinum Card

Having an excellent credit score and having a good income is important when deciding on a credit card. Many credit cards offer rewards points, cash back, or other incentives. These can be used to cover statement credits or to pay for travel purchases. But, if you have a large purchase that you want to pay off over a long period of time, a U.S. Bank Visa Platinum card may be a good choice for you.

This card offers an 18-billing cycle 0% APR on purchases and balance transfers. The offer applies to purchases made within the first 60 days of account opening. Once the promotional period ends, you will be subject to an ongoing APR, which will accrue interest on your remaining balances until they are paid in full.

Another great feature of this card is the opportunity to choose your due date. You can schedule your payments to coincide with your payday, after your paycheck, or around the dates that you typically pay off your other bills. This will help you save time and money.

Another great feature is the cell phone protection. If your cell phone is stolen or damaged, the card offers up to $600 of coverage. You will also have the opportunity to dispute charges if you think they were fraudulent. You can also receive a free credit report once you have enrolled in the free credit monitoring service.

You should be able to find a U.S. Bank Visa Platinum Card with an excellent credit score. If you have a credit score of 700 or better, you can qualify for the card. However, there are a few other factors that affect your application.

You can use the card almost anywhere in the world. It has a relatively low balance transfer fee and foreign transaction fees. You also have a year and a half of interest free credit on purchases. This is a great deal, and can help you save thousands of dollars in interest over the course of a few years.

But, you will need to have a good plan to pay off your balance before the intro period is over. The Chase Freedom Unlimited card offers an extended 0% interest cushion, but it also requires discipline to keep up with payments.

Citi Custom Cash Card

Despite its simplicity, the Citi Custom Cash Card offers a unique rewards structure that adapts to your spending habits. It provides a 5% cash back rate on purchases made in your top spending category, as well as unlimited 1% back on other purchases.

If you want to earn more than just 5% in your top spending category, Citi Custom Cash might not be the best option for you. However, if you’re interested in a card that offers a low introductory APR, or a card that offers no annual fee, this might be the card for you. The card comes with an introductory 0% APR for 15 months, but there is also a $5 balance transfer fee.

Citi Custom Cash cardholders can earn Citi ThankYou Points. These points are redeemed for cash back and statement credits. You can also use these points to purchase merchandise through Shop With Points. You can also redeem points for travel. However, these points are not transferable to Citi travel partners.

The Citi Custom Cash Card is a good choice for consumers who like to make payments on time. This card also offers a generous welcome offer. After you spend $1500 on purchases in the first six months, you’ll receive $200 in cash back. During this same time period, you’ll also receive 5% cash back on purchases in the dining category.

Citi Custom Cash Card is a great option for consumers who have good to excellent credit. It’s a valuable card that offers a low introductory APR and fraud monitoring. You can also add authorized users for free. It’s also a great option for consumers who are interested in balance transfers. But, it’s important to note that Citi doesn’t publish a maximum credit limit.

You can also combine your Citi Custom Cash Card with another cash-back card. You can also use your Custom Cash card to earn bonus points on purchases you make outside your top spending category. For example, you can use your Citi Custom Cash Card to earn bonus points on purchases you make at grocery stores.