Finding the best rated home insurance providers in Columbus, OH is no easy task. There are many options to choose from, but some may prove to be better than others for you. If you’re looking for the best coverage with the best price, here’s what you should be looking for.
Progressive: Best Overall Progressive is one of the most well-known names in home insurers. Their affordable plans and competitive rates have made them one of the best rated home insurers in the country. Their website contains a wealth of information for people interested in their products. However, most consumers overlook the best overall home insurers simply because they are not aware of them.
Metlife: A perennial favorite among consumers, Metlife is one of the best rated home insurance companies in the country. The website contains a wealth of information for those interested in their products. Consumers can learn about the various coverage options, as well as about the company’s service and reputation with consumers. Metlife offers both homeowner and non-homeowner insurance. They also provide assistance when purchasing life policies.
AmeriFloor: Though AmeriFloor fell a bit short of making the cut as the best homeowners insurance providers, they did rank higher than most insurers on one important indicator: customer satisfaction. Satisfied customers typically tend to be more satisfied with their services. This may help explain AmeriFloor’s success. Their website includes a wealth of information, including customer satisfaction survey results. Additionally, customer support representatives often post information on how they can help consumers find the right policy.
Allstate: Considered one of the best homeowners’ insurers, Allstate continues to be an innovator when it comes to offering discount rates for homeowner policies. In previous decades, Allstate was known primarily for its auto quotes. They now offer discount quotes for a variety of different homeowner needs.
Farmers Diversified: Although Farmers did not earn as many points as competitors, they do still maintain a high level of customer satisfaction. The website contains a wealth of information for those interested in knowing more about their various policies and in selecting the right coverage. They also encourage customers to subscribe to their free homeowners insurance e-mail newsletter. These days, many home insurance companies send coupons and discounts directly to e-newsletters, rather than through the telephone or mail.
GEICO: One of GEICO’s most popular lines of insurance is the General Limited Liability Company (GLCC). This line of insurance provides coverage for a number of different policy types. For example, those interested in purchasing a policy that covers flood damage can purchase a policy that provides up to a 90 percent discount from their regular premiums. Similarly, those interested in covering damage due to natural disasters such as hurricanes, earthquakes, and tornados can take advantage of discounted natural disasters coverage.
Kaiser Permanente: A number of home insurance providers, including GEICO itself, offer discounts to those who belong to Kaiser Permanente’s parent company, Kaiser Permanente Inc. Those who are members of this organization receive special discounts on premiums, as well as discounts on various services. Additionally, those who are members of the organization may receive benefits for their pet sitters. On a yearly basis, some policies may even provide discounts to people who belong to the organization itself.
insurers that are members of The Alliance of American Insurers (AAI): One of the many perks that most AAI-insured insurers offer to their policyholders are multiple discount programs. Many insurers provide discounts to policyholders who have at least five policyholders in their household, as well as to homeowners who own or rent residential property. Furthermore, if a homeowner sells their property within a certain period of time, they may be eligible for a discount on the final cost of the mortgage. As with all insurers, some insurers have limitations to the discount programs that they offer.
Nationwide Homeowner’s Insurance Plan (Goodman): One of the most popular lines of insurance is Nationwide Homeowner’s Insurance Plan (Goodman). The plan is offered by a number of different home insurance providers, including some of the largest and most well-known insurers. Those who are interested in purchasing this type of policy will need to gather quotes and information on rates from a number of different companies prior to making a decision. The quotes gathered will be broken down by state, the homeowner’s location, the value of the home, and more. While this may be a tedious process, it will save the buyer a significant amount of money compared to what they would pay for the same coverage when coverage was purchased several years ago.
Discounted Quotes. There are a number of ways to reduce the price of your homeowners insurance. Some of those ways include having a higher deductible, increasing the amount of coverage, purchasing a policy with a lower age, and more. While each of these methods will certainly bring down your premiums, you will also see discounts in claims paying and discounts for having a low total liability per million. Many insurance companies will give discounts based upon these factors.