Most Exclusive Credit Cards Available
Most exclusive credit cards are the most sought after credit cards in the world. They usually come with high yearly fees, strict spending restrictions and very high annual spending requirements. As a consumer you have to make sure that you get the most exclusive credit card offer possible as it is the card of most future use.
Most exclusive credit cards offer great perks that would be hard to find anywhere else. The perks differ from card to card but the one common feature is that all perks come attached with usage fees. This makes it more expensive to use the card but at the same time it could make the cost effective if you are able to make the monthly payments. Many credit card offers now offer air miles and other forms of incentives and rewards. These perks would make your card more valuable it will be worth it to maintain it.
These cards usually come with an annual fee of around two hundred dollars. However you would be surprised at how many people are willing to pay this in order to get the benefits of these cards. Two of the most popular American Express credit card offers are the Centurion card and the Gold Card from American Express. Both of these cards come with very good perks and are used by both men and women alike.
The centurion card is offered to those individuals who are members of American Express. In order to get the centurion card you have to open an account with AMEX and prove your identity by presenting valid identification. Once you have been approved you will then be sent a unique credit card number and you will be assigned a PIN by American Express which you would use to make your purchases. There are some perks you can enjoy with this card such as a free meal and a free gas card. The PIN is not given out over the phone so you will also need to go online or call the customer service department in order to get your PIN.
American Express also offers cards for their Gold Card members. The Gold Card from American Express has the same benefits and rewards as the Centurion card with the only difference being that Gold Cards does not come with an annual fee. The benefits of the Gold Card from American Express include free trips to Chicago, New York, Las Vegas, and Miami. This is great if you are a person who loves to travel to these great destinations and you are willing to spend that little bit extra for your trip.
For their Platinum Card members who travel a lot they can enjoy benefits such as: free airfare, free hotel stays, airline miles, points for every dollar spent, a credit limit of up to $1000, discounts at local restaurants, tickets to sporting events, and a lounge where you can enjoy complimentary coffee and snacks. These cards are great for people who like to travel but don’t like to sit still while doing it. The best thing about these cards is that there are no annual fee and they have a wide variety of perks, incentives, and benefits. They are also usually issued by the company directly, without having to go through a third party agency. However, all Platinum Cards come with an annual fee.
The last two most exclusive credit cards that American Express offers are their Diamond and Prestige cards. The Diamond card is usually for those who have a higher income level, have excellent credit, and are responsible cardholders. The Prestige card comes with a lower interest rate but has no annual fee. They usually last for five years and also come with a 500 annual fee.
All three of these cards can be used at many different merchants and ATMs around the world. They are all available to anyone who applies for them without any blackout fees and without having to pay any annual fee. All you must really do is choose the card with the best perks and benefits. If you are willing to make a foreign transaction fee go away, these cards are for you. However, if you do not mind having to pay an annual fee for something you could do without, then the other two options are for you.