Whenever you are looking for a credit card, it’s important to make sure you pick out the right one. This will allow you to make sure you can get the best deal and earn the most rewards. It will also ensure you get a good rate of interest.
SBI SimplySave card
Among the top 10 credit cards, SBI SimplySave card is a popular choice for shoppers. It offers a wide variety of benefits and rewards. With this card, you can save money on everyday purchases and travel.
SBI SimplySAVE card is designed to cater to the needs of customers who are value conscious and look for rewards and discounts on regular expenditure. This card offers a range of benefits, including bonus reward points, annual fee reversal, fuel surcharge waiver and more.
When you apply for SBI SimplySave card, you must ensure that you are eligible for it. It has certain eligibility criteria, which includes being a self-employed person and being 21 to 65 years of age. You must upload certain documents to confirm your identity. You may also want to attend a customer support call to verify your details.
SBI SimplySAVE card offers a welcome benefit of 2,000 reward points. These points can be redeemed as cash or vouchers in SBI’s rewards catalogue. You can also redeem your reward points for travel vouchers or premium merchandise.
SBI SimplySAVE card has an exclusive feature called Easy Bill Pay, which allows users to pay bills through their card. This feature is very easy to use. You can choose from a range of online payment options, including Visa credit card pay, National Automated Clearing House, and cheque. You can also pay through your debit card.
Chase Sapphire Preferred Card
Among the top credit cards is the Chase Sapphire Preferred. Its benefits include the ability to earn transferable points, cash back, and valuable travel perks. The annual fee of $95.95 is fairly low compared to other cards, and the card’s features and benefits make it a good choice for the traveler on the go.
The Sapphire Preferred also boasts one of the best rewards programs for dining. The card earns three points per dollar spent on dining, and one point per dollar on all other purchases. The card also comes with travel protections, including trip delay reimbursement and auto rental collision damage waiver.
The Sapphire Preferred also offers a Pay Yourself Back program that allows cardholders to earn a 25% increase in the value of eligible purchases. The program changes over time, but it can be helpful if you’re looking to maximize your everyday spending.
In addition to these features, the Sapphire Preferred card comes with a 120-day shopping protection and an automatic extended manufacturer’s warranty. Additionally, cardholders can earn a $50 statement credit every year for hotel stays. In addition, cardholders can receive a 10% bonus on all purchases on their card anniversary.
Other benefits include complimentary insurance coverage, trip interruption insurance, and baggage delay insurance. Additionally, the card comes with an auto rental collision damage waiver that covers theft and collision damage.
For most consumers, the Chase Sapphire Preferred is a top choice. The card is easy to use and offers substantial rewards for travelers.
Capital One Venture Rewards card
Unlike other credit cards that offer only a small number of benefits, the Capital One Venture Rewards card is a great way to earn travel rewards without having to pay extra for it. This card comes with several features, such as a free credit score and travel accident insurance.
In addition to earning rewards, the Capital One Venture card comes with a unique one-card solution. You can transfer your miles to airline, hotel, and car rental partners, and you can redeem them for travel expenses.
The Venture card isn’t just a great way to earn miles – it’s also easy to use. You can use your card to pay for any travel purchase, and you can redeem your rewards up to 90 days after you make a purchase.
The Capital One Venture card comes with a very generous early spend bonus. For the first three months of card membership, you can earn up to 75,000 miles. That’s roughly $1,500 worth of free travel. You can also earn 2 miles per dollar on all other purchases.
It’s also worth mentioning that the Capital One Venture card offers a $100 credit for TSA PreCheck. This will save you time at the airport, and will save you money on your travel expenses.
In addition, the Capital One Venture card has a great price-drop protection system. If you find that your travel purchases have been discounted, you’ll get a refund.
Wells Fargo Active Cash Card
Whether you are a new credit card user or you are looking for a second card, the Wells Fargo Active Cash Card is an excellent choice. It offers great cash rewards, a straightforward rewards program and a hefty signup bonus. However, it’s not the best choice for everyone.
It’s important to know that the rewards on the Wells Fargo Active Cash card only apply to purchases. This means that you have to have enough cash on hand to cover the transaction. The card also has a relatively high redemption minimum. This means that you may be unable to use your rewards to cover a $300 purchase.
The Wells Fargo Active Cash Card is one of the best flat-rate cash back cards on the market. You can earn 2% cash back on purchases. However, you will need to spend at least $1,000 within the first three months of account opening to qualify for the $200 welcome bonus. The spending requirement is slightly higher than that of some competing flat-rate cards.
The Wells Fargo Active Cash offers up to $600 in cell phone damage protection and up to $600 in cellphone theft protection. You can also access your account online or through the mobile app. You can also use your card at ATMs to withdraw cash in $20 increments. You can also use your rewards to cover upcoming expenses or pay down your Wells Fargo mortgage.
US Bank Altitude Go card
Whether you’re an avid shopper, a frequent traveler, or just a foodie, the US Bank Altitude Go card may be the perfect option for your next credit card. With a solid sign-up bonus and no annual fee, this credit card is perfect for anyone who wants to make the most out of their rewards.
The US Bank Altitude Go card comes with many benefits, including travel assistance, emergency roadside assistance, and cash back rewards through a rewards center. The rewards center is a one-stop shop for cash back and bonus incentives for more than 1,000 online stores and retailers. You can also get rewards at grocery stores and gas stations.
The rewards center also has a Real-Time Rewards feature that alerts you when your points are sufficient to cover your purchase. You can redeem points for statement credits, gift cards, hotel rooms, airfare, and more. The Real-Time Rewards feature also allows you to update your preferences online.
The US Bank Altitude Go card offers an intro 0% APR offer. You can get a 15-month period of no interest when you make a minimum of $334 in purchases in the first 90 days after opening your account. The card also comes with no foreign transaction fees on international purchases.
Another great feature of the US Bank Altitude Go card is Real-Time Rewards. This feature alerts you when you’re making a purchase that meets your preferences. You simply reply “yes” and your points are automatically applied to your purchase.
Citi Premier Card
Whether you are looking to earn extra rewards on your travel expenses or you are just looking for a new credit card, the Citi Premier Card has you covered. The card has plenty of benefits, but it also lacks some of the perks that other travel credit cards offer.
Citi Premier Card offers an excellent rewards rate, but you will have to work hard to make the most of it. While the card offers a few perks, such as a hotel benefit, it does not offer any free travel protections. Having said that, the card also has a great sign-up bonus. You can earn 80,000 bonus ThankYou points after spending at least $4,000 in the first three months of your account.
The card offers 3 points per dollar on popular categories like dining, shopping and gas. It also has no foreign transaction fees. You can redeem your points for gift cards and merchandise. You can also transfer them to various loyalty programs.
The card also has a few features that are geared toward frequent travelers. You can use the points to purchase tickets to various destinations. It also allows you to use them for purchases made through Citi’s Shop with Points program. This option is great for travelers because it offers convenience. The points are usually worth one cent each for travel redemption.
The card also offers purchase protection, so you can be reimbursed for purchases made fraudulently. It also has a tap to pay feature.