Category: Credit and Finance

Refinance Home Equity Loan Tips – How to Get Approved EasilyWhen your home gets a little older, and you begin to realize that you may not be able to pay off all of the debts that you currently have, you may want to...

Is Refinancing Your Mortgage Better Than a Loan Modification?Refinance mortgages can be very useful for many people. They can lower the monthly payments on a home loan, lower the interest rate, and even extend the time the loan...

Credit consolidation companies work similarly to debt settlement companies. They often provide lower interest rates and monthly payments that can make life easier financially. But how do they stack up against debt settlement?...

How to Write Off Accounting DebtsYou can write off accounting debts. If you are finding that your account is growing in a way that is not normal, you may be eligible to write off the interest and other costs associated with that...

A Credit Associates review will give you information on the debt settlement company that this firm belongs to. It is an efficient debt relief firm which aims at eliminating credit card debt fast and efficiently. This is an...

How to Avoid Paying Credit Card InterestCredit card interest is basically a means by which credit card issuers make money. A card issuer is either a bank or credit establishment that provides a consumer a card with a credit...

Income contingent repayment (ICR) plans are pitched as a fair and flexible student-aid program which would enable student loan borrowers to repay their loans even as their income permitted. Even professional analysts involved in...

The Public Service Loan Forgiveness Program is a United States federal government program which was established under the Higher Education Act of 1965 to give indebted graduates a means out of their massive federal student loan...

Federal student loan repayment plans are based on a couple of different factors. You must first decide what type of student loan you have and how many payments you have left on that loan. Federal student loans don’t all...

Why should you pay cash for a house instead of getting a mortgage? There are several good reasons to do so. First, cash purchases save you from paying interest and fees on a mortgage that would accrue while you are not living in...

A balloon payment mortgage is an exotic mortgage that doesn’t fully amortize at the time of the loan, thereby leaving a balloon payment at maturity. The balloon payment is also known as a balloon loan because of its high...

No-Interest Chase First Account For Teens Teach Money ManagementIt is important to know what is the best debit card and why. You should compare the features and benefits of all the cards you are interested in to ensure that you...