Category: Credit and Finance

If you are a military service member or a veteran, you may qualify for military loan forgiveness. It’s a great way to lower your student loan debt and help you pursue other financial goals. You can receive up to $65,000 in...

A 30 year mortgage refinance is a popular option for homeowners looking to lower their monthly payments. But if you’re planning to refinance, it’s crucial to shop around for the best deals. Getting quotes from...

Credit cards with rewards programs can be a great way to earn extra money back on purchases. However, it’s important to choose the right one for your spending habits and goals. There are many different types of rewards credit...

Estimated closing costs are a big part of the home-buying process. These fees can add up to 2% to 5% of the purchase price, depending on where you live and the type of mortgage you have. Lenders charge these fees in exchange for...

If you are under debt review and want to get rid of it, it can be a tricky process. You have to follow certain steps and you will need the assistance of a lawyer. The National Credit Act allows for consumers to exit the debt...

If you’re a new credit cardholder looking to start building credit, the right starter card is crucial. It should be easy to qualify for, have no excessive fees, and offer helpful features to help you build a credit history....

1. Mortgage RatesToday's mortgage rates are a major aspect of the home buying process. Whether you’re refinancing your current loan or taking out a new one, a good rate can help you save thousands of dollars in interest...

Closing costs are a portion of the home purchase that you pay to the lender at closing. These fees vary by lender and can range from 0.5 percent to 1 percent of the loan amount. Your lender must give you a list of projected...

Whether you owe it to yourself or others, debt can be stressful. That’s why it’s important to know how to deal with it. The first step is to create a budget. This will give you an idea of recurring costs and alert...

A debt payment plan can help you pay off your debt faster and easier. It also gives you more control over your finances. Debt repayment strategies should be tailored to your unique financial situation and temperament. There are...

Whether you’re looking to buy your first home or you’re considering refinancing, current 15 year mortgage rates can make a big difference. Getting the best rates will help you fit your monthly payments into a budget....

There are a number of great credit cards for students. Whether you’re an undergraduate or a graduate student, you can benefit from the flexibility of a credit card. You can use it to purchase textbooks and other school...