Category: Credit and Finance

The best way to get out of debt is not a one size fits all answer. It is going to depend on many different factors including your financial situation, your personal preferences, and the benefits that you derive from using a debt...

The best credit card without a foreign transaction fee is the Chase Sapphire Preferred card. The card is accepted at over 1.2 million locations around the world. You can get cash back rewards on many things – hotel stays,...

Home buying is often a very expensive process. Most first time home buyers try to secure financing as quickly as possible so they can purchase their new house. However, securing financing can be extremely stressful for first...

Student loan debt relief is an important topic that many people need help with. However, not everyone knows where to begin to look or how to proceed. The fact of the matter is that there are a number of student loan debt relief...

Loan Servicing for Those in NeedWhether deferring student loans is the correct or incorrect decision really depends on your individual circumstances. If you’re facing health or financial hardship, deferring your student...

Types of Student Loans – What Are the Different Options?There are several types of student loans that may be available to you. Your choice will depend on several factors including your credit, income and financial need....

What Are Some of the Different Types of Store Credit Cards?Store credits are credits granted to a merchant on specific purchases made at the merchant’s location. Store credit are considered part of a retailer’s...

For many people, an account with bad debts written off is like a death sentence. This is because they know very well that bankruptcy cannot be used to solve the problem. They also know that the only way of repaying the amount is...

Petal Credit Card Pros and ConsThe Petal 2 No Annual Fee Visa Credit Cards from American Express is starting to look like the new Visa and MasterCard. But they are not like the Visa and MasterCard, which have much better rewards...

Alternatives to Bank CardsBank cards are available in most countries around the world. In the United States, there are only two main types of bank cards: the MasterCard and the Visa. Each card offers a different level of...

Mortgage Loans: Basic CostsIf you are thinking of applying for a mortgage loan, it is important to take note of the current interest rates. The amount that the lender charges is primarily affected by factors such as your credit...

Is Student Loan Debt Relief Possible When I Am in Debt to My Student?Are you buried under a mountain of student loan debt? If so, don’t worry; there are ways to get out from under it. Some options will require some...