Category: Credit and Finance

If you have federal student loans and you’re looking for ways to pay them off, the Federal loan forgiveness program may be right for you. This program, created by the College Cost Reduction and Access Act of 2007, provides...

When it comes to student loan debt, there are many factors that determine how much debt a person is able to incur. The cost of education and other costs vary by state. The total amount owed can also vary based on the number of...

There are many types of credit cards, but one of the easiest to get is a secured credit card. These cards require a security deposit equal to the credit line, which reduces the risk for the card issuer. This deposit is...

When looking to refinance your 30-year fixed mortgage, there are a number of factors you need to consider. Today’s average 30-year fixed mortgage rate is 6.68%, up from 6.54% in 2022. A 30-year mortgage can help you plan...

The Home Equity Conversion Mortgage is a type of reverse mortgage backed by the Federal Housing Authority that allows you to convert your home equity into cash or a line of credit. You can use the funds to do whatever you want...

0% interest credit cards are great when you need a credit line quickly but don’t want to pay a high interest rate. They can also be used to pay down your debt. But you should know that 0% interest credit cards usually...

If you have good or excellent credit, it is easier to find low-rate credit cards. Credit unions, which are designed to help their members, are another option. A low-rate credit card with a low intro rate may be the best option,...

If you are a consumer with bad credit, it can be difficult to find the best financial solution. Bad credit lenders usually charge high interest rates, which can hurt your finances. Thankfully, there are options available for bad...

Variable ratesVariable credit card interest rates can affect your credit card payments by increasing or decreasing, depending on economic conditions and other factors. To avoid the impact of a fluctuating variable rate, check...

If you are in the market for a mortgage, you can look into 5 year mortgage rates in Canada. These mortgage rates are linked to the cost and length of term of the loan. Since January 2021, five year government bond rates have...

Medical bills on your credit report can be a major negative factor for your credit score. While the earliest they will show up is 2023, they can still have a significant impact on your credit score. Here are a few tips for...

No money down home loans can help you buy a home without putting much of your own money down. These loans have a few advantages, including low interest rates and guaranteed loan terms. However, there are some drawbacks to them....