If you live in Ohio, you may have an insurance agent or broker. An insurance agent (individual or company) brokers, sells or promotes insurance contracts for people or companies. Insurance agents usually help people or companies find and buy affordable auto insurance, life insurance, home insurance, critical illness insurance or certain retirement products. Brokers sometimes also serve as representatives for companies or work as independent agents.
Most insurance brokers today are independent contractors. Some are licensed by the Ohio Department of Insurance. These licensed brokers are a trusted choice for consumers because they are knowledgeable and experienced with many types of insurance policies. Because they are licensed brokers, you can be sure they are knowledgeable about the policies they sell and can assist you in making an informed decision.
Finding insurance companies in your area that license wholesale insurance brokers is a simple task. All you need to do is visit the Ohio Department of Insurance’s website and click on “licensed insurance brokers.” You will be directed to a list of current licensed brokers. Simply select the name of the broker you want to search. You will be given a list of contact information including a physical address and phone number. You can contact the broker at any time.
In addition to contacting licensed brokers, you can also purchase life insurance from companies that are not licensed brokers. When purchasing life insurance policies online, you should pay attention to the reputation of the website. Do you feel confident that you are buying your policy from a reputable company? If you have any doubts, consider purchasing your policy from an independent insurance agent. Many independent agents will only charge you for the services they perform – not for the products they sell.
Another way to find trustworthy insurance brokers in my area is to check out My Instant Insurance. This website allows users to create a profile that includes their insurance needs, location, personal information, and age. Once you complete this profile, other users can search your profile for you. The website will then present you with a list of insurance companies that you can choose from. Users can pay for their insurance through PayPal or their credit card.
You can even request to be emailed a list of insurance companies that work with certain drivers. In addition to receiving general information about a company’s online presence, you can also receive specific details about policies that meet your specific criteria. My Instant Insurance may cost you a few dollars for each premium that you request, but it’s well worth the cost since you’ll be able to get accurate quotes within just a few minutes. Other insurance brokers work with multiple companies, which makes it harder to find a policy that works with your specific information.
If you want the most reliable information available, your best bet is to check out a reputable online resource such as LegalZoom. LegalZoom provides consumers with the tools needed to determine whether an agent has professional knowledge of state and federal laws. In addition, users can search for professional liability insurance brokers in My Instant Insurance and review the results. To make your life easier, users can also sign up to receive email updates when new policies are added or any discounts are offered.
My Instant Insurance will not replace the advice of your own, trusted insurance brokers. However, it can make finding a reputable insurance company that works with your specific insurance needs a lot easier. As you search for a reputable company in My Instant Insurance, keep in mind the tips above. These tips will help you narrow down your search to one or two insurance agents that you feel comfortable working with. When you finally have a list of two or three companies to choose from, you can contact them and get your business.