A temporary credit card is really a virtual credit number, or dummy credit card number, which some card issuers provide to existing cardholders in order to safely surf the internet without the worry of incurring costly charges on balance transfers. Some of these temporary credit card numbers are also known as “stripe cards” because they look very much like the actual credit cards and therefore it is easy to make purchases online or by telephone. In addition, some of these temporary credit card numbers can be attached to an individual’s permanent card account in just a few moments’ time.
One of the most common types of this type of card is the prepaid debit card. This is because debit cards can be used virtually anywhere a credit card can be used, and they cannot be used as ATM cards. However, even some of the more advanced virtual card solutions have been known to work just as well as actual credit cards. There are many card issuers that offer prepaid credit cards, but the MasterCard, Visa and American Express is perhaps the most prominent providers.
Another type of temporary credit card number is referred to as a “reloadable” card. These are offered by many merchant service providers. In general, when you load a particular type of disposable credit card with money, it will be available to you until you either top up the balance, cancel the card or deposit more money into your account. You can usually only spend money on your account when you have money loaded, and this makes for a particularly useful online shopping option.
When you are shopping online, often it is difficult to remember to load your temporary card number. In addition, there may come a time when you want to go back online and purchase something. If you are reloading your number when you are in a bind, it may be hard to find a merchant that accepts your temporary number. In addition, if you run out of money and have to wait until you have enough to complete your online shopping, your choice of store could be very limited.
Credit cards issued from CITI are not prepaid but do offer a feature that is similar to a prepaid card. If you prefer to load your CITI card with funds when you need them, then you can do so online. CITI offers three varieties of prepaid debit cards: CITI Blue, CITI Green, and CITI Gold. Gold cards are the most common and are issued directly from the company and work much like a bank checking account.
A number of physical cards issued by CITI are also available. These cards are perfect for travelers, who can use these cards at any point around the world and have access to a wide variety of services. The CITI Mango Card is the most popular of these physical cards because it allows the holder to pay for airfare, hotel lodging, rental cars, tickets, and much more within the participating casinos. There are many benefits associated with this instant approval credit card.
As well as offering consumers a safe and secure way to pay for their purchases, CITI also offers consumers the ability to apply for gift cards. Gift cards are like cash back or bonus points that you can use on online shopping, and you can redeem your points at different retailers or merchants. However, you should know that gift cards are only offered at specific stores, and the rules and restrictions differ with each store. Also, you need to be aware that some retailers will not honor gift card purchases. Because of this, you should check the terms of purchase for the particular store you plan on purchasing the gift card from.
It is easy for online purchases to be swindled because of a number of reasons. The most common reason for this is that someone may not be using their credit cards, which allow them to make purchases without having to reveal their personal financial information. However, there are ways to protect yourself from this type of virtual credit cards fraud. One of these methods is to limit the amount of money you are spending on your purchases so that you don’t end up spending more than you intended.