What Is The Basis Of Hospital Bill Collections Law?
What is hospital bill collections law? Can it help me? Can it hurt me? These are just some of the questions that most people would ask before they even considered asking these questions. This article will touch upon what hospital bill collections law is and what you can expect from it. There is a lot of information to take in, but I will give you a good quick synopsis of it here.
So, what exactly is hospital bill collections law? It is a long name for an important piece of legislation that basically says all health care related bills have to be paid after a certain amount of time has passed. It was created as a reaction to the Health Insurance Portability and Accountability Act or HIPAA, which states that health information must be protected at all times. The hospitals, doctors, and other medical professionals have all been affected by this act.
There are many situations where the original bill is still due. It could be that the patient has died and there are no funeral expenses yet. It could be that the doctor wants to do a final analysis on the patient and they haven’t finished collecting all the necessary information. It could be that there were other mishaps that have happened and the bills still have to be paid.
How does hospital bill collections work? What happens first is that a patient’s insurance company or the hospital makes a last effort to collect on the bill. They will call the patient’s insurance company and try to negotiate a payment plan. If they can’t come to a satisfactory arrangement, then the hospital bill collections department is called in.
These bill collectors will basically harass the hospital in order to get the payment in hand. This is a rather annoying experience for the patients because there is no legal way to stop the hospital bill collections from happening. The hospital bill collections department will often threaten to have legal action taken against the patient. This is not a wise move because any legal action can potentially cost the hospital a lot of money.
Some doctors will even refuse to accept a payment from the hospital bill collections department. This can become quite a hassle and there is usually not a way to get around it. The doctors won’t be happy with any action taken against them either. Some doctors also refuse to pay out of fear of running afoul of the hospital bill collections department.
What can be done about this situation? One option is to simply pay the bill in full. This is the easiest option but will not cover everything. For example, the hospital bill will not cover the taxes and medical charges from a colonoscopy. In addition, it will not cover things like prescription medication that has been bought under a physician’s care.
When faced with hospital bill collections, a person has a few options to consider. Some will simply pay in order to avoid future trouble. Some will contact the hospital bill collections department and ask for a deferment or forbearance. Others will contact an attorney that specializes in hospital bill collections law.
The attorney may be able to negotiate a payment plan that will help a person to pay back what they owe. Additionally, the attorney will be able to negotiate an offer in compromise. This offer is one in which the hospital bill collections department agrees to accept a percentage of the bill amount rather than the entire amount owed. For some bills, the hospital bill collections department will accept 50% of the bill.
One thing that should be made clear is that hospital bill collections should only come into play if the person paying the bill does not have the money to pay it. Even when there is money available, it is not always easy to get the money owed. It is far better to just make sure that a hospital bill is paid in full instead of having to worry about what to do with the money that was owed. If a hospital bill is repeatedly ignored, the hospital bill collections department will eventually get involved.
A person can also hire their own hospital bill collections attorney. This works in the same way as having a hospital bill collections specialist. The hospital bill attorney will represent a person who owes money and needs to work out some kind of repayment plan. They will not take on cases involving insurance companies. The hospital bill attorney will only work with insurance companies.