Getting a cash rewards card is a good way to get a little extra spending money on your credit card. There are several different cards on the market. Some of them are SavorOne, Citi Custom Cash, Blue Cash Everyday and Chase Freedom Flex. Each of these cards is unique and can help you to maximize your spending money.
Chase Freedom Flex
Whether you are considering a new credit card or just looking for a no-annual-fee rewards card, Chase Freedom Flex is one of the best options available. This card provides a wide variety of rewards, including cash back, and it comes with a variety of purchase protections. It also has no annual fee and a 0% intro APR on purchases and balance transfers for 15 months.
The card also comes with an auto rental collision damage waiver, basic cell phone protection, and purchase protections. It also comes with a heightened cash back rate on PayPal, which is a great way to earn rewards.
Chase Freedom Flex offers a large sign-up bonus. You earn $200 in cash rewards for spending $500 in the first three months. The card also comes with a three-month free membership to DashPass, which provides unlimited door-to-door delivery for no delivery fee.
While the Chase Freedom Flex card offers plenty of rewards, it’s not the right choice for everyone. For some consumers, it would be better to have a steadfast rewards program instead of a rotating bonus category. For others, the Freedom Flex’s best feature is its ability to combine with a premium Chase Sapphire card. You can combine your points with the Ultimate Rewards portal to book discounted travel or pay for products and services with your points. This feature also comes with a few caveats.
Chase Freedom Flex cardholders receive 5% cash back on travel purchases through the Chase Ultimate Rewards portal. You’ll also earn 3% back on dining and drugstore purchases. This is the same amount you’ll earn if you were to buy these items with your traditional credit card.
The Chase Freedom Flex card also has a 0% intro APR for 15 months on purchases and balance transfers. It also comes with a $50 deductible on each claim and a 3% foreign transaction fee. If you use your card internationally, it may add up quickly. However, this card is best suited for consumers who plan on using it to earn rewards, not travel.
There are also many other ways to earn cash back with the Chase Freedom Flex. You can combine your rewards with the Chase Sapphire Reserve, which will boost the value of your points by 25 to 50 percent.
Citi Custom Cash(sm) Card
Whether you’re looking for a card that offers a high amount of cash back or just want a rewards card that’s easy to use, the Citi Custom Cash(sm) Card is a good option. It’s a simple rewards card that rewards the highest spending category automatically, which is something that other cards don’t do. You can use the Citi ThankYou Points that you earn to redeem for statement credits, gift cards, or travel. You can also use these points for direct deposits to your bank account or to purchase merchandise from Shop With Points.
The Citi Custom Cash(sm) Card is an easy rewards card that allows you to earn 5% cash back on the top spending category each billing cycle. You’ll also earn 1% cash back on all other purchases, which isn’t as high as other cash back cards.
The Citi Custom Cash(sm) card also offers rewards for the second and third highest spending categories each billing cycle. This is similar to the sign-on bonus on other cards, but it can be hard to remember to activate these categories. Thankfully, Citi automatically adjusts your earnings based on the spending habits that you develop over time.
The Citi Custom Cash(sm) Cards 0% intro APR period is a solid choice for a no-annual-fee cash back card. However, you’ll also have to pay a high balance transfer fee to transfer your balance from another credit card. This is a bit of a letdown compared to cards that offer no balance transfer fee, but it’s still a great deal.
The Citi Custom Cash(sm) has a number of features that make it a strong contender for a 5% cash back card. For instance, the card’s sign-on bonus is the largest of any of its competitors, and you can earn a cash reward for spending a certain amount within six months. This isn’t the best option if you’re looking to maximize your rewards, however.
The Citi Custom Cash(sm) is also a great option for grocery spending, as you’ll earn 5% cash back in the grocery category. However, you’ll need to spend more than $500 per month in this category to qualify for the 5% reward.
Blue Cash Everyday(r) Card
Whether you’re looking for cash back for gas, groceries, or online shopping, the Amex Blue Cash Everyday Card offers rewards that can help you save money on your everyday purchases. It also has a great deal of perks, including American Express Experiences, which lets you attend cardmember-only events.
The Amex Blue Cash Everyday Card is a cash back credit card that offers a bonus of 3% cash back on your first $6,000 in online retail purchases. It also earns 1% cash back on all other purchases. There is no annual fee and a low introductory APR of 0% on purchases.
The Amex Blue Cash Everyday Card also offers statement credits towards gas, groceries, and subscriptions. It has a sleek new design, and new online shopping rewards. The card also includes a $7 monthly statement credit toward a Disney Bundle subscription. It has an interest-free period, and a 2.7% foreign transaction fee.
American Express has made some major improvements to the Blue Cash Everyday Card, including a new look, a higher annual cash back bonus, and new bonus categories. In addition, it has eliminated the minimum redemption amount, making it more flexible for consumers.
You’ll also receive an additional $15 monthly statement credit towards Home Chef subscriptions. This bonus is only available for the first six months of your account’s life, so you’ll want to take advantage of it quickly.
As for the Blue Cash Everyday’s annual fee, you’ll only pay $75. In addition, you’ll get a free checked bag when you use your card for travel. It also has a low minimum spending requirement. This is especially helpful for those who don’t spend a lot at grocery stores or gas stations.
You’ll also get an unlimited cash back match on your first year, making it easy to build your credit history. It’s also one of the few credit cards that doesn’t have a cap on your cash back rewards.
In addition, the Blue Cash Everyday Card has a simple earning model. You earn cash back for your purchases and you earn commissions for the offers you purchase.
SavorOne
Compared to other cash back cards, the SavorOne card offers a good sign-up bonus and a low spending requirement. It is also easy to redeem rewards. Its flexible redemption setup allows users to set up automatic payments or to redeem for gift cards, checks, or statement credits. It also comes with secondary car rental insurance and travel accident insurance.
In addition, the SavorOne card offers an intro APR that is lower than the average credit card. It does not charge any annual fees or foreign transaction fees. The SavorOne offers an excellent cash back rate on food purchases and entertainment purchases. Its rewards can save consumers money on their travel expenses. It also offers a fund that includes tickets to popular concerts and tourist attractions. It also offers extended warranty protection.
For those with good credit, the SavorOne credit card is an excellent option. The card offers a $200 sign-up bonus, a low spending requirement, and no annual fee. It also offers travel accident insurance and roadside assistance. It also includes secondary car rental insurance, making it an excellent choice for anyone who frequently travels.
The SavorOne card also offers a flexible redemption setup that allows users to set up automatic payments or to redemption for gift cards, checks, or statement credits. SavorOne offers a wide range of rewards that can save you money on travel expenses. It also includes a fund that includes tickets to popular concerts, tourist attractions, and pro sporting events.
The SavorOne card is especially appealing to foodies. The card offers a cash back rate of 2.41% on food purchases, compared to 1% on other purchases. In addition, the card offers a 0% introductory APR period, which is a great deal for consumers who are looking for a new credit card. This card is also good for consumers who plan to make a substantial purchase within the first year of card ownership.
The SavorOne card is also an excellent option for those who want to earn more rewards in certain categories. If you spend a lot on groceries and dining, the SavorOne card is a good choice. However, if you spend a lot on entertainment, the SavorOne card may not be the best choice for you.
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