If you’re looking to travel, there are several different credit cards that can help you out. But which one is right for you?
United Club(sm) Infinite Card
The United Club(sm) Infinite Card is a rewards credit card for travelers who fly on United Airlines. It provides great rewards, perks, and travel protection.
The United Club(sm) Infinite card offers benefits for frequent United Airlines travelers, including airport lounge access and accelerated rewards on purchases. There is a fee, but it’s worth it if you’re a frequent United Airlines flyer. You can also use it to purchase sports tickets and enjoy a daily breakfast for two.
While the United Club(sm) Infinite is an excellent rewards card, it isn’t perfect for all travelers. For instance, it doesn’t offer as much flexibility in award redemptions as general travel rewards credit cards. But for frequent travelers, it’s one of the best travel rewards credit cards around.
This card can earn you hundreds of dollars in air travel. That’s because the welcome bonus is worth an average of $800 to $1,200, depending on how much you spend during your first year. Those earning 100,000 bonus miles on the United Club(sm) Infinite will get $1,210 in travel reimbursement.
Another advantage is that the card has a great sign-up bonus. New cardholders can earn 80,000 miles after they spend $5,000 on purchases in the first three months. If you have at least 720 to 850 credit scores, you’ll be able to qualify for the United Club(sm) Infinite.
Among other benefits, the United Club(sm) Infinite has complimentary access to all United Clubs. These lounges are often more luxurious and have greater frequency of availability than stand-alone club memberships.
Chase Sapphire Preferred
If you are interested in a travel credit card that will give you the best rewards, the Chase Sapphire Preferred is a good choice. The card offers great benefits, including a hefty sign-up bonus, excellent travel insurance, and a decent annual fee. However, there are a few things to watch out for.
Firstly, the card offers a sign-up bonus of 60,000 points, but the real value comes from the 25% bonus you receive when you redeem your points. You can redeem your points for an array of different uses, from booking an award ticket to a cruise.
The card also offers a number of bonus perks, a feature that is common to other travel reward cards. One of these is the ability to transfer your points between various hotel partners and airline carriers.
Another nice touch is the Pay Yourself Back program. This allows you to earn a 25% points boost on certain categories, such as gas and groceries. It’s important to note that the benefit only applies to purchases.
Other cool perks include purchase protection, trip delay reimbursement, baggage reimbursement, and primary CDW car rental insurance. In addition, the card offers a free family member add-on.
There’s also the option of combining your points with other cards to build up your points bank. Lastly, the annual fee of $95.00 is reasonable and won’t cost you a fortune.
If you’re looking for a card with a few more perks, the Capital One Venture X Rewards Credit Card is a better choice. It’s worth noting that the card’s annual fee is a little higher than the Sapphire Preferred’s. But it also includes a Global Entry credit, TSA PreCheck and more.
Capital One VentureOne cash
The Capital One VentureOne cash travel card can be a good option if you’re in the market for a travel credit card. It provides a no-nonsense approach to earning miles. While it may not offer the highest rate of reward, it does have some great perks, like the one you can only get at the airport.
One of the best features of the VentureOne is the fact that you don’t pay an annual fee. This means you’ll be able to use it for almost every purchase. Additionally, you won’t incur any foreign transaction fees. You can even get a bonus if you spend $500 on purchases in the first three months.
In addition, the Capital One VentureOne offers an introductory APR promotion, which can come in handy when you’re planning a big trip. If you don’t make your payments on time, you’ll accrue a high interest rate.
Another good feature of the Capital One VentureOne is the auto rental insurance. Not only does the card provide this perk, but it also has a warranty that covers rental car repairs. However, there are a few drawbacks. Among them, the card does not have the strongest travel perks.
Ultimately, the VentureOne card is not for everyone. There are other cards that will provide you with the same or more perks for a lower fee. To choose between the two, you’ll need to do your homework.
Alaska Airlines Visa Signature(r)
When it comes to travel, you can’t go wrong with the Alaska Airlines Visa Signature(r) credit card. It offers a solid sign-up bonus, airline-specific benefits, and global redemption opportunities. And while the annual fee is a bit steep, it’s not bad for an airline card.
The biggest advantage of the Alaska Airlines Visa Signature(r) card is its ability to earn valuable miles. For every dollar you spend on the card, you’ll get two or three miles. You can also earn one mile for every dollar you spend on other eligible purchases.
While the Alaska Airlines Visa Signature(r) card may not be the most comprehensive travel rewards credit card on the market, it is definitely among the best. This is especially true if you’re a frequent flyer on Alaska Airlines. If you’re not, you’ll still be able to reap some of the benefits of the card.
Another great benefit of the Alaska Airlines Visa Signature(r) credit is its ability to save you money. In particular, you’ll save on checked bags and the cost of a companion fare. Both of these perks can add up to $60 for a round-trip trip.
Unlike other airline credit cards, the Alaska Airlines Visa Signature(r) card does not charge a foreign transaction fee. That means you can take advantage of its free checked bag benefit on any Alaska flight, including those to Hawaii.
Other useful perks of the card include its generous welcome bonus and in-flight purchase rebates. Plus, the card allows you to redeem your points at a decent rate.
Mastercard(r) Black Card(tm)
Mastercard(r) Black Card(tm) offers its cardholders a number of premium travel perks. While it is not as comprehensive as the American Express Platinum or Titanium cards, it does offer its own set of luxury perks.
For instance, it includes access to airport lounges. The Priority Pass Select membership gives cardholders access to over 1,300 airport lounges throughout the world. It also includes complimentary access to TSA Precheck, which speeds up security lines.
Other benefits include travel assistance and Medical Assistance. As a member of the Luxury Card VIP Travel program, cardholders can take advantage of chauffeured transportation, room upgrades and complimentary food and beverage credits. There is also a concierge service that can help you plan luxury travel.
Unlike other premium travel cards, the Black card does not offer a signup bonus. However, it does offer 1.5% value on cash back redemptions. It also offers $200 in annual airline credit, which can be used to pay for incidental fees like in-flight refreshments.
This premium travel card is best for frequent travelers who prefer to spend on travel. If you’re not a frequent flyer, you’ll probably find the high annual fee and subpar rewards to be prohibitive. Fortunately, other premium travel cards offer more valuable travel credits and a more flexible redemption process.
You can apply for the Mastercard Black Card(tm) online. You’ll need a credit score of 720 or above to qualify. Applicants must also be high-spending consumers who are comfortable paying the annual fee.
The Citi Premier travel card is an excellent choice for frequent travelers who are looking for a balance between flexibility and value. You can use the credit card to earn points on your everyday purchases, then transfer those points to the airline or hotel of your choice. With a low annual fee and an impressive sign-up bonus, the Citi Premier travel card is a solid mid-tier option.
In addition to earning points on your regular spending, you can also gain access to a number of valuable transfer partners. These include airlines, hotels, and other travel providers. Each of the card’s 16 transfer partners offers the best value for travel in a particular category. Some examples of these are Turkish Airlines and Choice Hotels.
Another impressive feature of the Citi Premier travel card is the choice of benefits. For example, if you make a $500 hotel booking using the card, you can get $100 off the total cost. If you’re planning a family trip to Hawaii, that’s a nice perk.
Another useful feature is the ability to receive travel statement credits. This is especially helpful when traveling abroad. It’s always a good idea to check your receipts before you leave.
The ThankYou Rewards program from Citi is a particularly smart way to gain points and rewards. This program allows users to collect points, combine them, and redeem them for high-value awards.
The Citi Premier travel card isn’t quite as robust as some of its competitors, but it offers some useful features for both frequent travelers and those with a knack for finding ways to maximize their budget. Specifically, this travel credit card has an impressive array of transfer partners, meaning you’ll have more opportunities to book travel on international airlines.